At Right Angle Resources, you have access to multiple, time-tested wealth building strategies.  Choose from a no-risk retroactive participation program where you can earn up to 100% of earned premium, or select ownership of a reinsurance company utilizing a CFC or NCFC structure.  Want to borrow against your unearned premiums?  We have a vehicle for that as well.  Tired of paying ever-increasing premiums to insure yourself against the risks of doing business?  Let us show you the benefits of owning your own captive insurance company.  With so many options, you won’t end up leaving your money on the table.

Get paid up to 100% of earned premiums, with absolutely no risk, for select products with our retroactive participation program.  With just a few volume requirements, and no additional setup costs, you can begin making additional profit from your highest penetration finance and insurance products right now.

Ownership of a reinsurance company allows the dealer the ability to capitalize on income opportunities from the sale of service contracts and other products offered in the finance and insurance office through participation in underwriting profit and the additional investment income. We provide frequent, detailed financial statements including risk analysis and performance reporting to all program participants.

CFC

For a dealer seeking underwriting investment return as well as the flexibility of control, reinsuring finance and insurance products such as vehicle service contracts and other related products through a Controlled Foreign Corporation (CFC) is a solid investment option.  The dealer is able to not only earn a profit from the sale of products on the retail side, but can also participate in the underwriting profits.  The advantage of a CFC lies in the control of the company as well as the investment income that is generated by the accumulation of the unearned premium.

NCFC

For a dealer producing a high volume of vehicle service contracts and other related finance and insurance products, participation in a Non-Controlled Foreign Corporation (NCFC) offers another means of generating underwriting profit. In an NCFC, the dealer owns stock in an offshore reinsurance company with other participants also owning stock.  The dealer’s position is, however, isolated from the others, keeping it protected. The advantage of an NCFC is its capacity to produce stronger long-term gains.

The DIA program allows reinsured dealers to borrow against unearned reserves early and often, allowing the ability to utilize the funds without taking a distribution or waiting for excess surplus.  The DIA program is available to financially-stable dealers with a minimum of 24 months loss experience in a vehicle service contract program to qualify.

Businesses are exposed to a wide variety of risks that traditional insurance companies either cannot insure or cannot insure cost-effectively. As a result, businesses are left with no choice but to “self-insure” these risks either by carrying extra cash to cover losses or paying losses out of operating income. We assist business owners in identifying and managing such risks through innovative captive insurance programs.

Available Coverages:

˙ Crime & Employee Dishonesty

˙ Insurance Deductible Expense

˙ Loss of Key Employee

˙ Supply Chain Interruption

˙ Intellectual Property Dispute Expense

˙ Cyber Risk

˙ Loss of a Key Customer

˙ Regulatory Risk

˙ Contract Dispute Legal Expense

˙ Tax Audit Expense

˙ Reputation Risk